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Car finance

Start from what you're comfortable paying each month — we'll show you exactly what it unlocks in the showroom, with no surprises later.

BUILD MY BUDGET
01
Fixed & predictable

One fixed monthly payment for the whole term. No rate rises, no surprises.

02
Capital stays working

Keep your savings where they earn — spread the car over the miles you'll enjoy it.

03
Part-ex = deposit

Your current car can cover some or all of the deposit — we'll value it the same day.

04
Settle early, anytime

HP agreements can be settled or overpaid whenever suits — you own the car at the end.

FINANCE · START FROM YOUR MONTHLY

What's your monthly?

Monthly budget £600 /mo
Deposit (cash or part-exchange) £5,000
Term
HP · 9.9% APR representative. We're a credit broker, not a lender — FRN 930072.
YOUR BUDGET UNLOCKS
£0
0 cars in the showroom right now — all shown below.
Total borrowed · total payable over 48 months.
SEE WHAT YOU CAN DRIVE ↓

/ Within your budget

0 OF 8 CARS · CARBOTIX LIVE
BROWSE THE FULL SHOWROOM
Pick your car
From the showroom — or we'll source it
Get a quote
Tailored to your deposit & term, no obligation
Quick decision
From our carefully selected lender panel
Drive away
Paperwork signed at the showroom
FINANCE EDUCATION

/ Know your options

Not sure which finance product suits you? These short videos explain the main types of car finance in plain English — no jargon.

Why Finance Through a Dealership?
What is Conditional Sale?
What is Hire Purchase?
What is Personal Contract Purchase?
READY TO START?

/ Apply for finance

Complete your finance application below. Decisions are typically fast and there's no obligation — your credit file is only searched with your full consent.

REPRESENTATIVE EXAMPLE · HP
Cash price£30,000
Deposit£3,000
Amount of credit£27,000
48 monthly payments of£683.48
Total amount payable£35,807.04
Representative APR9.9% APR
Your vehicle may be repossessed if you do not keep up repayments on your finance agreement.

/ The important bit

WHO WE ARE · Cubitt Cars is authorised and regulated by the Financial Conduct Authority, FRN 930072. All finance is subject to status and income; applicants must be 18 or over. Written quotation on request. We act as a credit broker, not a lender — we work with a number of carefully selected credit providers who may be able to offer finance for your purchase, and we are only able to offer finance products from these providers.

COMMISSION DISCLOSURE · Whichever lender we introduce you to, we will typically receive commission from them, either a fixed fee or a fixed percentage of the amount you borrow. The lenders we work with could pay commission at different rates.

NATURE OF SECURITY · Finance agreements are secured against the vehicle. You may risk your vehicle being repossessed if you fail to maintain repayments with the lender.

COMPLAINTS · If you have reason to complain about our service, contact Cubitt Cars at Unit C, Castlefields Road, Crossflatts, BD16 2AF. If we cannot resolve your complaint satisfactorily, you may be entitled to refer the matter to the Financial Ombudsman Service (financial-ombudsman.org.uk).

TALK FINANCE WITH ROB VIEW STOCK
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Cubitt Cars is authorised and regulated by the Financial Conduct Authority, FRN: 930072. All finance is subject to status and income. Written quotation on request. We act as a credit broker not a lender. We work with a number of carefully selected credit providers who may be able to offer you finance for your purchase. We are only able to offer finance products from these providers. It is our intention to provide a high level of service at all times. However, if you have reason to make a complaint about our service you should contact Cubitt Cars at Unit C, Castlefields Road, Crossflatts, BD16 2AF. If we are unable to resolve your complaint satisfactorily, you may be entitled to refer the matter to the Financial Ombudsman Service (FOS). Further information is available by calling the FOS on 0845 080 1800 or at www.financial-ombudsman.org.uk
Commission disclosure – Whichever lender we introduce you to, we will typically receive commission from them (either a fixed fee or a fixed percentage of the amount you borrow). The lenders we work with could pay commission at different rates. All finance is subject to status and income. Terms and conditions apply. Applicants must be 18 year or over. We are only able to offer finance products from these providers.
Nature of security disclosure – Please be aware, finance agreements are secured against the vehicle, and you may risk your vehicle being repossessed if you fail to maintain repayments with the lender.
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